I Own My Own Home

Investing In Your Next Property

Congratulations! You’re on the property ladder. But owning your own home is becoming less and less likely for many New Zealanders. So you are one of the lucky ones. However the reality is that you may also have a mortgage on your home – which, unfortunately, may still be there when you retire.
Paying off a mortgage principle and interest can severely impact on your financial security and your peace of mind! So, for many who are also raising families the options are limited to be able to enjoy the ‘extras’ in life, let alone plan for the future.

So What Are The Options?

For most New Zealanders the cost of day to day living prohibits the ability to save any significant amount. The only form of currency that could be available is the equity built up in the family home.

That’s why for most New Zealanders investing in property is the only option to pay off their home mortgage faster and to enjoy an extra income when they retire.

Why Invest In Property?

The main advantage of investing in property is leverage, which is the ability to make returns on someone else’s money (usually the banks). In some cases, you get to borrow 100% of the purchase price, but also keep 100% of the gains.

Banks in New Zealand have long supported residential investment. Unlike most other forms of investment, banks are prepared to fund the purchase of property up to 100% of its value depending on the investor, their overall position and the amount of equity available in their home to guarantee the deposit portion of the investment.

Property provides both cashflow (rental income) and asset appreciation (capital growth).

Both of these incomes are typically inflation adjusted, making residential investment property an excellent source of retirement income since you are not eroding your asset each year with withdrawals.

Despite what you read in the newspapers, as a long-term investment (7 to 10+ years), property has very consistent and predictable returns.

The right property is also a passive investment which means you don’t need to worry about it throughout its life.

The key is to ensure you have the right property and the right financial structures in place. That means the right financial and legal professionals, the right property managers and the right team of respected and experienced property coaches and mentors to bring it all together for you.

Let Propellor Property Investments do all this for you. We can help you learn how to invest in property and build a property investment portfolio. Give us a call or visit our contact page to get in touch with a representative today.

If you would like to learn more about getting your own personal strategy, please book a consultation with the button below.

What Our Customers Say

“I have dealt with Propellor professionally for several years now. They have a great team of people offering sound knowledge and advice. I would happily recommend them.”

“I would just like to say how wonderful your team have been to deal with. The contacts you have put me on to Lawyers, accountant etc have also been a breeze to deal with it and made things so simple.”

“Navigating through the pitfalls of bad investments was always a huge fear at my age, but Nikki and her business Propellor have been a godsend. Professional and profoundly knowledgeable, I can highly recommend.”

“Thank you very much for your frank and honest discussion today. Amanda-Jane and I both discussed how this simple meeting with you today has changed our future, our children’s future.”

“Just like to say that we too want a long term relationship and appreciate all the info and help you have given us so far. This concept is totally new to us yet you guys are very experienced to it so am relying on Propellor to help us reach our long term goal. Financially secure in our retirement years. This is a great start I think.”

“Thanks to you guys my life has been transformed!!! No more credit card debt, money in the bank and 2 investment properties!!! All in the space of one month too!! Just want to say a very big thanks for everything! What’s next??”

Our Advice Is 100% Free

Free Call: 0800 81 81 91

Contact Info

Get In Touch

Auckland Office:

11 Vinegar Lane, Grey Lynn, Auckland, 1021

Christchurch Office:

370 Papanui Road Strowan Christchurch 8152